Legal Notices

Please read the following terms and conditions carefully before using this website or any of our other websites. You should review these terms and conditions regularly as they
may change at any time at our sole discretion. The following terms and conditions apply to all of our websites, including any websites owned, operated or sponsored by any
of our subsidiaries.

1. Liability

UNDER NO CIRCUMSTANCES SHALL AWP BE LIABLE FOR ANY DIRECT OR INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES THAT MAY
ARISE FROM YOUR USE OF, OR INABILITY TO USE, THIS WEBSITE.

Some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages. In such jurisdictions, our liability is limited to the
greatest extent permitted by law.

THIS WEBSITE CONTENT IS PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO,
IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.

2. Third Party Content

LINKS TO THIRD PARTY WEB SITES ARE PROVIDED FOR YOUR CONVENIENCE AND INFORMATION ONLY. THE CONTENT IN ANY LINKED WEBSITES
IS NOT UNDER OUR CONTROL AND WE ARE NOT RESPONSIBLE FOR IT.

We reserve the right to terminate a link to a third party website at any time. The fact that we provide a link to a third party website does not mean that we endorse,
authorize or sponsor that website, nor that we are affiliated with the third party website's owners or sponsors.

3. Proprietary Rights & Restricted Use

AWP is the owner of all text contained on this website. You may print a copy of the information contained herein for your personal use; however, you may not
reproduce or distribute the text or graphics contained on this website to others or substantially copy the information on your own server, or link to this website,
without the prior written permission of AWP. You may request permission by contacting the Office of the General Counsel at (212) 301-4000 or by fax to (212) 301-4001.

4. Intellectual Property Rights

Other parties' trademarks, copyrights and services marks that may be referred to are the property of their respective owners. Nothing on this website should be construed as granting, by implication, waiver, estoppel, or otherwise, any license or right to use any trademark without our written permission. Neither the copyrighted name of National Financial Partners Corp. nor our logo may be used in any way, including in advertising or publicity pertaining to distribution of materials on this website, without prior written permission. You are not authorized to use our logo as a hyperlink to thiswebsite unless you obtain our written permission in advance.

5. No Provision of Investment Advice or Solicitation of Offers

Nothing on this website constitutes investment advice, including our filings with the U.S Securities and Exchange Commission (SEC). In addition, our investor relations materials and our other website content are not offers to sell or solicitations of any offer to buy any security or any insurance product. No security offered by AWP is offered or will be sold in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the securities law or other laws of such jurisdiction. No such security is offered or will be sold in any jurisdiction by an entity which is not properly licensed to do so in such jurisdiction.

When available, our annual reports, 10-K and 10-Q reports and other materials, including Section 16 filings, will be accessible through this website. Other materials we have filed with the SEC may be obtained by accessing the SEC's Web site at http://www.sec.gov. Please note that because AWP does not maintain or provide information directly to any site other than the SEC, AWP cannot make any representations or warranties with respect to information contained therein nor take responsibility for supplementing, updating or correcting such information.

6. Stock Price Information

We do not generate the information regarding AWP's stock price for this website. This data is provided as a convenience for stockholders and is for informational purposes only. This data is not intended, and should not be relied upon, for trading purposes. Neither AWP nor its data providers guarantee the accuracy or completeness of any stock price or other data displayed, nor shall any such party be liable in any way to the user of the data or to any other person for any delays, inaccuracies, errors in, or omission of any such data or the transmission thereof, or for any actions taken in reliance thereon or for any damages arising therefrom or occasioned thereby. Investors are reminded that historical and current stock price performance data are not necessarily indicative of future performance.

7. Forward-Looking Information

This website contains certain statements relating to future results, which are forward-looking statements as that term is defined in the Private Securities Litigation Reform Act of 1995. Forward-looking statements include, without limitation, any statement that may project, indicate or imply future results, events, performance or achievements, and may contain the words "anticipate," "expect," "intend," "plan," "believe," "estimate," "may," "will" and "continue" and similar expressions of a future or forward-looking nature. Forward-looking statements may include discussions concerning revenue, expenses, earnings, cash flow, dividends, capital structure, credit facilities, market and industry conditions, premium and commission rates, interest rates, contingencies, the direction or outcome of regulatory investigations and litigation, income taxes and AWP's operations. These forward-looking statements are based on management's current views with respect to future results, and are subject to risks and uncertainties. Factors that could cause actual results to differ materially from those contemplated by a forward-looking statement include:

1. AWP's success in acquiring high quality independent financial services distribution firms
2. The performance of AWP's firms following acquisition
3. Competition in the business of providing financial services to the high net worth and entrepreneurial corporate markets
4. AWP's ability, through its operating structure, to respond quickly and effectively to operational or financial situations,
5. AWP's ability to effectively manage its business through the principals of its firms,
6. Changes in tax laws, including the elimination or modification of the federal estate tax and any change in the tax treatment of life insurance products
7. Changes in the pricing, design or underwriting of insurance products
8. Changes in premiums and commission rates
9. Adverse developments in the insurance markets in which AWP operates, resulting in fewer sales of insurance-related products
10. Adverse results or other consequences from litigation, arbitration or regulatory investigations, including those related to compensation agreements
    with insurance companies and activities within the life settlements industry
11. Uncertainty in the insurance and life settlements industries arising from investigations into certain business practices and subpoenas received by
    various governmental authorities and related litigation
12. The reduction of AWP's revenue and earnings due to the elimination or modification of compensation
    arrangements, including contingent compensation arrangements
13. Changes in interest rates or general economic conditions
14. The impact of legislation or regulations in jurisdictions in which AWP's subsidiaries operate, including the possible adoption of comprehensive and
    exclusive federal regulation over all interstate insurers
15. The potential adoption, if required by the Financial Accounting Standards Board, of an accounting treatment for convertible debt instruments that would
    recognize incremental interest expense, negatively impacting operating results including earnings per share
16. Adverse results or other consequences from higher than anticipated compliance costs, including those related to expenses arising from internal reviews
    of business practices and regulatory investigations or those arising from compliance with state or federal laws
17. Other factors described in AWP's filings with the Securities and Exchange Commission

8. Circular 230 Notice

Tax Advice Disclosure: To ensure compliance with requirements imposed by the IRS under Circular 230, we inform you that any U.S. Federal tax advice contained on
our websites, including any websites owned, operated or sponsored by any of our subsidiaries, unless otherwise specifically stated, was not intended or written to be
used and cannot be used, for the purpose of (1) avoiding penalties under the Internal Revenue Code or (2) promoting, marketing or recommending to another party any
matters addressed herein.