Disability Insurance

Disability insurance oftentimes is overlooked during determinations of the amount of coverage crucial to the average person, despite the fact that one in three American workers will face at least 90 days in their careers when they will be unable to perform their job responsibilities.  Disability insurance serves to protect your and your family’s financial wellbeing during a time or times when you are unable to work.

There are many variables to consider when weighing one disability insurance policy against another.  In addition to considering the premium and terms of the insurance, it may also be to your advantage to consider elimination periods and benefit periods.