Comprehensive Capabilities

  The foundation of AWP Life Brokerage is the belief that firms are strengthened by the ability to work in tandem as a unified consortium.  Our specializations include insurance concepts and...


Industry Leader

  AWP has proven continual leadership in delivery of benefits solutions for companies of any size as well as we continue to be a leading enterprise in life insurance planning and...


Institutional Relationships

Institutional accounts are integral to our overall distribution plan.  We define institutions as banks, wirehouses, regional broker dealers, and CPA networks. AWP has acquired recognition as a player in the institutional...


Pioneering Captive Insurance

Introduction Despite the fact that the concept of “captive” traces its origins to the beginnings of formalized trade, many people believe captive insurance companies to be a relatively new phenomenon.  Formed...


Premium Financing

Many affluent clients are aware of the benefits that life insurance can provide.  However, clients often harbor concerns that a substantial income tax liability will result from liquidating low basis...


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Shareholder Benefits

In cases where a 401(k) plan proves insufficient, excess plans provide excellent investment opportunities that can be offered by companies to their key employees, the employees who hit a ceiling in how much they are able to place in their 401(k) plan.  Excess plans serve as incomparable incentives used by companies to reward and in effect retain top executives.  These plans are flexible and assist in maximizing savings opportunities.  Excess plans are not limited to ERISA regulations.

 

Excess plans are desirable in that they provide highly compensated employees with the opportunity to defer additional income atop their maximum contribution into their qualified 401(k) retirement plan.  Many of these plans are not involved by discrimination testing guidelines or contribution limits.  The executive benefits professionals at AWP are happy to work with you and your company to reach a determination of which excess plan(s) may work for you.