Comprehensive Capabilities

  The foundation of AWP Life Brokerage is the belief that firms are strengthened by the ability to work in tandem as a unified consortium.  Our specializations include insurance concepts and...


Industry Leader

  AWP has proven continual leadership in delivery of benefits solutions for companies of any size as well as we continue to be a leading enterprise in life insurance planning and...


Institutional Relationships

Institutional accounts are integral to our overall distribution plan.  We define institutions as banks, wirehouses, regional broker dealers, and CPA networks. AWP has acquired recognition as a player in the institutional...


Pioneering Captive Insurance

Introduction Despite the fact that the concept of “captive” traces its origins to the beginnings of formalized trade, many people believe captive insurance companies to be a relatively new phenomenon.  Formed...


Premium Financing

Many affluent clients are aware of the benefits that life insurance can provide.  However, clients often harbor concerns that a substantial income tax liability will result from liquidating low basis...


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Deffered Compensation

Nonqualified 409A Deferred Compensation Plan (DCP)


A DCP is a nonqualified benefit plan that allows employees at higher income levels the option to defer compensation on a pre-tax basis in excess of qualified plan limits.  This plan maintains many of the features and benefits of a qualified 401(k) plan, but omits the corresponding reporting, funding, and nondiscrimination testing requirements.  If desired, the corporation may also contribute an amount of their choosing and/or match the executive’s contributions.  Earnings of the employee and corporate contributions grow on a tax-deferred basis, with the accumulated contributions and any earnings paid out at a specified future date.