Comprehensive Capabilities

  The foundation of AWP Life Brokerage is the belief that firms are strengthened by the ability to work in tandem as a unified consortium.  Our specializations include insurance concepts and...


Industry Leader

  AWP has proven continual leadership in delivery of benefits solutions for companies of any size as well as we continue to be a leading enterprise in life insurance planning and...


Institutional Relationships

Institutional accounts are integral to our overall distribution plan.  We define institutions as banks, wirehouses, regional broker dealers, and CPA networks. AWP has acquired recognition as a player in the institutional...


Pioneering Captive Insurance

Introduction Despite the fact that the concept of “captive” traces its origins to the beginnings of formalized trade, many people believe captive insurance companies to be a relatively new phenomenon.  Formed...


Premium Financing

Many affluent clients are aware of the benefits that life insurance can provide.  However, clients often harbor concerns that a substantial income tax liability will result from liquidating low basis...


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Bonus Plans (EBP)

Executive Bonus Plan (EBP)


With an EBP, the company can utilize compensation bonuses to assist executives in saving for their personal financial and retirement goals.  The company pays the premiums on a specially designed and employee owned life insurance policy and treats the premium amount as a compensation bonus to the executive.  The premium amount is tax-deductible to the corporation and taxable income to the executive.  If properly structured, the tax-advantaged cash value accumulation within the policy and death benefits can ensure the employee substantial retirement income and survivor benefits.